Stripe fee calculator
Stripe charges a percentage plus 30 cents on each successful card payment, with extra for international cards and currency conversion.
Stripe's standard pricing
For card payments in the US, Stripe charges 2.9% plus 30 cents per successful payment. International cards add 1.5%, and payments that need currency conversion add 1%.
The flat 30 cents is why small payments cost proportionally more: on a $5 payment it is 6% of the sale on its own.
Keep more of each payment
Raise the average order where you can, with bundles or annual plans, so the fixed fee is a smaller share. For international clients, compare what a lower-cost transfer would leave you.
Questions people ask
What are Stripe's fees?
2.9% plus 30 cents per successful US card payment, as of 2026, with 1.5% added for international cards and 1% for currency conversion.
Is Stripe cheaper than PayPal?
For US card payments, Stripe's 2.9% plus 30 cents is usually below PayPal Checkout's 3.49% plus 49 cents. PayPal goods and services payments cost 2.99% with no fixed fee.
Why is the fee so high on small payments?
The 30 cent fixed fee is the same on every payment, so it takes a bigger share of a small one.
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